Briefly describe the special limits of liability that apply to certain types of personal property. Why are these special limits used?
Briefly describe the special limits of liability that apply to certain types of personal property. Why are these special limits used?
FIN 3610 Assignment 11 Name_______________________
Chapters 22 and 23
Please remember that you must do your own work. Any plagiarism will result in a grade of zero for all students involved. Please use your own words even if you are using the textbook for answers. Always provide a citation when a reference is used.
The Section 1 property coverages provide different types of coverages to an insured. For each of the following coverages, briefly describe the type of coverage provided, and give an example of a loss that would be covered.
Coverage A: Dwelling:
Coverage: Other Structures:
Coverage C: Personal Property:
Coverage D: Loss of Use:
Additional Coverages:
Briefly describe the special limits of liability that apply to certain types of personal property. Why are these special limits used?
List the major exclusions that are found in Section I of the Homeowners 3 Policy.
Briefly describe the duties imposed on the insured under a homeowners policy after a property loss occurs.
A home buyer may obtain a mortgage loan to purchase a house. Explain briefly how the mortgage clause protects the insurable interest of the lending institution (mortgagee).
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